COMMERCIAL REAL ESTATE LOANS
Over $5 Billion Commercial loans Funded in the U.S.
Types Of Commercial Loans We do!
REFINANCE
LAND DEVELOPMENT
REFINANCE
PURCHASE
LAND DEVELOPMENT
REFINANCE
LAND DEVELOPMENT
LAND DEVELOPMENT
NEW CONSTRUCTION
NEW CONSTRUCTION
GENERAL CONTRACTORS
NEW CONSTRUCTION
GENERAL CONTRACTORS
GENERAL CONTRACTORS
GENERAL CONTRACTORS
RENOVATION
GENERAL CONTRACTORS
GENERAL CONTRACTORS
Steps To Secure A Commercial Loan
1.Required Documents
We only collect the required documents to approve the loan. If, approved the Borrower will receive a term sheet and a JMAC Agreement to move forward.
2.Certified Public Accountant
We work directly with your CPA to verify revenue for 2023, 2022 and 2021 tax returns that are filed with the IRS to process the loan.
3.Real Estate Lawyer
A lawyer is required to review all loan documents. We work one on one with the Borrower's lawyer until the closing date.
4.JMAC Mortgage Agreement
After collecting all required documents, we calculate the revenue and expenses to approve the mortgage loan. We ask the Borrower to sign JMAC Agreement and pay a work fee to move forward to close the loan in 90 days.
5.Pre-Approval
The loan has been pre-approved by JMAC and several banks are ready to fund the loan ASAP!. We will email a term sheet, pre-approved and JMAC agreement to the Borrower for the loan amount requested.
6.Underwriter
JMAC final step, our underwriter has formatted the commercial loan for the bank to give the Borrower an approved loan to be executed within 2 weeks.
7.Lender Term Sheet
The Borrower will receive a commitment letter from the bank with terms and conditions. The closing date is set between the lender attorney and borrower attorney.
8.Funding and Closing
The commercial loan will close at borrower lawyer's office, the title company or at the bank between 10am to 4pm.